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Apna Sahakari Bank

RATNAGIRI

Data verified & updated for 2026

IFSC Code

ASBL0000078

MICR Code

415098051

Contact

N/A

Address

NAVAKR PLAZA, 1 ST FLOOR, A WING, SHOP NO 14,115,116 RATNAGIRI KOLHAPUR HIGHWAY, MARUTI MANDIR CIRCLE RATNAGIRI 415 612, Ratnagiri, Maharashtra

Operational Banking Rails & Clearing Compliance

Verified payment gateway connectivity and Reserve Bank of India settlement routing rules.

NEFT ClearingActive (24x7x365)
RTGS SettlementActive (₹2L+ Limit)
IMPS Instant TransferActive (Up to ₹5L)
CTS-2010 Cheque TruncationEnabled

Practitioner Verification Note

The 5th character of IFSC ASBL0000078 is strictly 0, reserved for future routing expansion by the Reserve Bank of India. For high-value instruments exceeding ₹50,000, ensure Positive Pay System (PPS) clearance is submitted prior to clearing cycles.

Verify Before You Transfer

Always cross-check the IFSC on your bank's official website or cheque leaf before initiating RTGS/NEFT/IMPS. MultiSheets is a reference directory.

Verified: Apna Sahakari Bank, Ratnagiri branch. Data verified & updated for 2026.

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