Privacy Policy

1. Overview

MultiSheets (accessible via multisheets.com) is an independent public information utility and directory platform providing verified Indian postal pincodes, bank IFSC codes, branch details, and client-side financial helper tools. Your privacy is paramount to us, and this Privacy Policy outlines our practices regarding information collection, usage, and safeguarding.

2. Zero Financial Credential Storage

We uphold a strict zero-retention policy for any financial or sensitive user data:

• No Bank Account or Card Details: MultiSheets never asks for, captures, or stores bank account numbers, passwords, PINs, OTPs, or debit/credit card information.
• Client-Side Execution: Tools such as the Cheque PPS Generator, Number-to-Words converter, and Courier Cost Estimator compute results completely inside your web browser. No cheque numbers, payee names, or amounts are transmitted to or stored on our backend servers.
• Public Directory Data: All postal and banking directory data served on MultiSheets originates from publicly accessible government and institutional records.

3. Analytics & Cookies

To guarantee fast query speeds and monitor service uptime, we use privacy-centric, aggregate analytics (such as Vercel Analytics). These metrics measure anonymous page views, general geographic region, and device browser type without fingerprinting individual users.

We do not utilize tracking cookies for behavioral ad profiling. You can adjust your browser settings to decline cookies at any time without impacting your ability to search pincodes or look up IFSC codes.

4. Third-Party Websites & Portals

Our website may contain external links to official government portals (such as India Post consignment tracking) or verified commercial bank websites (such as Positive Pay portals). Once you navigate away from MultiSheets, you are governed by the privacy terms and security policies of the respective external destination.

5. Children's Information

MultiSheets is an informational reference utility and does not knowingly solicit or collect any personally identifiable information from children under the age of 18.

6. Grievance Redressal & Contact

Under the Information Technology Act, 2000 and rules made thereunder, for any queries, feedback, or privacy-related concerns, you may reach out to our team: